Drawing your retirement pension

You’ve waited a lifetime for this moment and you may be forced to make big decisions on how you draw your pension when you retire. A lot depends upon your personal circumstances and financial needs.

So much has to be considered when you retire: issues such as current health, marital status, prospects of part time work, other financial resources, provision for dependants and ultimately what happens to your retirement pension when you die.

Ways to draw your retirement pension:

• A fixed income such as a traditional annuity. Some annuities are more flexible than others and if you have health problems you may be entitled to enhanced income.

• An investment backed option such as Drawdown/Income Withdrawal, where you can delay the purchase of an annuity, vary income levels and incorporate superior death benefits for your dependents prior to age 75.

What we can do for you for you and your pension

Analyse your existing pension arrangements and establish the options available to you.
Work with you to establish your needs and objectives, preferences and personal circumstances.
Provide you with balanced advice so you understand the advantages and disadvantages of each of the options available to you.
Advise you on the most appropriate mechanism for accessing your pension benefits.

Execute your pension instructions once you have made a decision.
Confirm all our findings and pension advice in a written report to you after researching the market thoroughly and selecting products and pension providers to meet your needs where this is appropriate.
Provide an ongoing pension monitoring and advice service if you require it.

Because life changes

Get started

Fill in your details below to receive your no obligation Pension Enquiry Form